As someone who has been advising clients in the financial services industry since 1999, Matthew Johnson knows what he is talking about. For over two decades, he has practiced the discipline of putting his clients first—a belief he inherited from his father who was also a financial advisor. Avoiding the cliches found in many financial planning books, Johnson cuts to the chase and offers readers a clear plan of action.

Knowing how challenging the prospect of retirement can be for many individuals, Johnson takes on the role of a personal advisor and walks readers through several practical ways they can maximize their retirement savings. The key to retirement investing, according to Johnson, is to switch from growth-oriented to income-oriented investment strategies.